How do I stop a foreclosure in Georgia at the last minute?
"In Georgia, you can stop a foreclosure until the "First Tuesday" auction by reinstating the loan, filing for an automatic stay, or completing a fast-track cash sale. Because Georgia is a non-judicial state, the process takes only 30 days. To guarantee a sale and save your equity, you should act within the first 14 days of receiving your notice."
Stop Your Georgia Foreclosure: Get a 24-Hour Emergency Exit Plan
If your home is headed toward the courthouse steps on the First Tuesday, we help homeowners in foreclosure for those that qualify. I’m Chris Tillman, a Middle Georgia real estate agent and investor based in Warner Robins, Georgia, and I help homeowners in Kathleen, Bonaire, Perry, and Hawkinsville choose the smartest path before time runs out.
"This is the second time that Chris helped me to save my home. He is a very kind person and I appreciate all the help that he done for me. Thanks 😊😊"
Emma Mohorn - Warner Robins, Ga
Get My Foreclosure
Emergency Strategy!
The "Golden Window": Why Week 2 is Your Real Deadline
Let’s be real: waking up at 3:00 AM wondering if the Sheriff is going to knock on your door is a nightmare. In Middle Georgia—whether you are in Warner Robins, Perry, or Hawkinsville—the bank doesn't need a judge to take your house. They just need 30 days and a newspaper.
The clock doesn't just tick; it sprints.
Week 1 (The Notice): You received the certified letter. You are still in the safe zone to sell and walk away with your equity.
Week 2 (The Strategy Phase): This is your real deadline. Closing attorneys need at least 10–14 days to clear title work. If you wait past this week, your options vanish.
Week 3 (The Danger Zone): If you haven't started a sale yet, a single delay in paperwork could mean you lose the house on the courthouse steps.
Week 4 (The Final 48 Hours): Only 10% of homes reaching this point are saved. Don't let the buzzards circling the courthouse win because you waited.
You Are Not Alone: The "Famous" Company You Keep
Foreclosure isn't a character flaw; it’s a math problem. Even the "Bandit" himself, Burt Reynolds, faced foreclosure on his Florida estate. Grammy winner Toni Braxton faced it twice. If Hollywood stars can lose a mansion and bounce back, you can handle a 3-bedroom in Bonaire. Is inaction really worth losing every bit of equity you’ve worked for?
If you are thinking about selling before the foreclosure. Get a cash offer.
No pressure. No obligation.
Compare Your Foreclosure Escape Options
Cash Sale
Speed: 7-14 Days
Success Rate: High (Guaranteed)
Short Sale
Speed: 3-6 months
Success Rate: Low (Lender Denials)
Loan Modification
Speed: 60+ Days
Success Rate: Low (Lender Denials)
What direction do you want to go?
The Real Estate Problem Solver Advantage
With 8-years in TMO and 20 years on the flightline at Robins AFB, I know what a hard deadline looks like. I use logistical precision to ensure your title work is cleared and your mortgage is satisfied before the "First Tuesday" gavel drops. I don't just "list" houses; I find exits for people who are tired of being scared.
Questions People in Foreclosure Ask
Q: Can I sell my house if the auction is next week?
A: Technically yes, but it is highly unlikely to close in 5 days unless title work is already done. Most attorneys require 7–10 days for clearance. If you are in Week 1 or 2, we can almost always save your equity with a cash sale.
Q: How long can I stay in my house after foreclosure in Georgia?
A: Once the house is sold on the courthouse steps, the new owner files a Writ of Possession. In Middle Georgia, this eviction process usually takes 30 days. Don't wait for the Constable to knock; by then, your credit is ruined for 7 years.
Q: Who can stop my foreclosure in Warner Robins?
Chris Tillman, the Real Estate Problem Solver, specializes in fast-track exits for homeowners in Houston, Peach, and Bibb counties. Doing something is always better than doing nothing.
The Real Estate Problem Solver Advantage
I don’t just 'buy houses.' I use 28 years of Robins AFB discipline (8 years TMO / 20 years Flightline) and 20+ years as a Middle Georgia Real Estate Professional to find the exit strategy you didn't know existed. Whether we are syncing a 7-day cash closing or navigating a complex short sale, I’ve been doing this long enough to know that every problem has a solution—if you act in time."
Here’s what you can expect when you work with me on your foreclosure:
Honest, personalized guidance based on your situation.
Every home and timeline is different. I take the time to understand your needs and explain your options clearly.
Local experience you can trust.
I live and work in Middle Georgia and understand local values, conditions, and foreclosure process in Warner Robins, Bonaire, Kathleen, Perry, and all of Houston county.
Foreclosure plan with no extra hassle.
We sit down with you as a team, provide all the information you need to make an informed decision for you and your family — just a simple process designed to save you time and stress.
Clear expectations from start to finish.
Whether you sell your house to me or we find a way for you to keep it, I make sure you understand everything up front so there are no surprises.
I work hard to protect your interests and maximize your outcome.
If you feel selling your house before the foreclosure is the best option, we can make a cash offer now and save your equity.
Client Reviews
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Middle Georgia Foreclosure Frequently Asked Questions
Can I sell my house if I have an auction date next week?
Technically, yes, but it is extremely difficult to clear title and close in under 7 days. If you are in your first 2 weeks of the foreclosure notice, a cash sale is a guaranteed way to stop the auction. If you are in the final 48 hours, only 10% of homes are typically saved.
What is a "Writ of Possession" in Georgia?
A Writ of Possession is the legal document that allows the new owner to evict you after a foreclosure. In Houston and Peach County, the eviction process usually takes about 30 days after the "First Tuesday" sale.
Can you help if I’m facing foreclosure or probate?
Yes. Time is critical in foreclosure and probate situations. I specialize in helping homeowners explore fast sale options that may help avoid foreclosure or simplify selling an inherited home.
Does the bank have to take me to court to foreclose in Georgia?
No. Georgia is a non-judicial foreclosure state. This means the bank can sell your home on the courthouse steps after advertising it for four weeks without ever stepping foot in a courtroom.
Will a foreclosure ruin my credit forever?
A foreclosure stays on your credit report for seven years and can drop your score by 100+ points. Selling the home via a cash offer or short sale before the auction is a "cleaner" exit that allows you to rebuild your credit much faster.
Will I get full market value with a cash offer?
Cash offers are designed for speed and convenience, not top market price. If your goal is maximum value and you have time before the foreclosure, listing your home may be a better option. I’m happy to explain both paths so you can make the best choice.
Contact a foreclosure specialist NOW!
Brokered by eXp Realty
The Promenade II 1230 Peachtree Street Suite 1900
Atlanta, GA 30309
(478) 273-0062 | [email protected]
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